Create a reference for credit card (credential) for future transactions without processing a payment. This creates a secure token that can be used for subsequent purchases without requiring the customer to re-enter their card details.

About Credential on File

Credential on file allows merchants to:

• Store customer payment methods securely
• Enable one-click payments for returning customers
• Reduce PCI compliance scope
• Improve checkout conversion rates

The credential on file feature can be used in future purchase requests by passing the
card token instead of card details.